Bridging the Credit Gap: AI Solutions for Financial Inclusion

While many traditional credit scoring systems leave out millions of people, Jon Timmis from BTR Future is using an AI-driven approach is reshaping how financial institutions assess risk. From harnessing open banking data to understanding personal budgeting habits, BTR Future is ensuring more people can access the credit they deserve. With a focus on affordability, personal behaviours, and deeper financial insights, his work is helping underserved individuals find better loan terms and interest rates. Jon breaks down the technology, the challenges in getting it developed, and what this means for the millions of people currently underserved by financial institutions. Watch this episode to hear the full story…!