Bridging the Credit Gap: AI Solutions for Financial Inclusion

Featuring Jon Timmis
While many traditional credit scoring systems leave out millions of people, Jon Timmis from BTR Future is using an AI-driven approach is reshaping how financial institutions assess risk. From harnessing open banking data to understanding personal budgeting habits, BTR Future is ensuring more people can access the credit they deserve. With a focus on affordability, personal behaviours, and deeper financial insights, his work is helping underserved individuals find better loan terms and interest rates. Jon breaks down the technology, the challenges in getting it developed, and what this means for the millions of people currently underserved by financial institutions. Watch this episode to hear the full story…!

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Featured Guest:

Jon Timmis, IDL Podcast guest (black & white headshot)
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Jon Timmis

Jon Timmis is a pioneer in financial risk and credit analysis, with over 25 years of experience in the financial services industry. As the founder and leader of BTR Future, Jon is at the forefront of transforming how lenders assess credit risk. With a deep passion for financial inclusion, Jon is driving innovation that ensures better, more accurate lending decisions and expands access to finance for people typically overlooked by traditional credit scoring systems.

IDL Host:

Kris Britton, IDL Podcast host (black & white headshot)

Kris Britton

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